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Your Guide to Final Expense Planning

Get clear answers and helpful information to make confident decisions.

Why trust USAA for your Final Expense Needs?

USAA Life Insurance Company has been helping members protect their families and plan ahead with confidence for more than 60 years. USAA Secure™ Final Expense Whole Life Insurance helps pay for funeral costs and other end-of-life expenses, so your loved ones can focus on what matters most.

We're here to help you plan ahead with confidence.

The USAA Final Expense Guidebook will walk you through important topics so you can make informed decisions and ease the burden on your loved ones.

Download the Free Final Expense Guidebook to learn how to:

1. Understand final expense insurance.

   Learn how it can help cover funeral costs, medical bills and other expenses.

2. Plan for tomorrow.

   Get practical steps for organizing important documents and making your wishes known.

3. Support your loved ones.

   Discover how planning ahead can reduce stress and help provide peace of mind for your family.

Disclosures

1. As of June 1, 2025, A.M. Best: A++, Superior (highest of 16 possible ratings); Moody's Investors Service: Aa1, Excellent (second highest of 21 possible ratings); S&P Global Ratings: AA, Very Strong (third highest of 21 possible ratings). Ratings are subject to change. Ratings apply to USAA Life Insurance Company and USAA Life Insurance Company of New York not to the products or services they provide. Company ratings represent an opinion of financial strength and the company's ability to meet ongoing obligations to policyholders. Ratings refer to the claims-paying ability of the insurance company and do not reflect the safety or performance of any product. The rating agencies listed are independent of each other and use proprietary evaluation criteria and ratings scales. For the latest Financial Strength Ratings, visit www.ambest.com, www.moodys.com and www.spglobal.com/ratings.

2. With the purchase of a USAA Eagle Express term life insurance policy, USAA Secure™ Whole Life, or USAA Secure™ Final Expense, the primary policyholder will be eligible to create either a will or trust online with Trust & Will by exercising the Eagle Plus Rider on their policy, form number ICC23505229 01-23 (may vary state by state). One-time document printing and shipping included. Not available in Florida or New York.

3. USAA Secure™ Final Expense policy premiums are on average 10% lower when compared to 5 industry leaders based on $20,000 in coverage for a male, non-smoker, level death benefit as of May 1, 2026.

USAA Secure™ Final Expense Whole Life Insurance has two death benefit options determined at the time of underwriting: Level Death Benefit: Form ICC26503574 10-25, and Graded Death Benefit: Form ICC26503576 01-26, (may vary by state). This product is not available in New York.

This content is provided for information purposes only. Estate planning and probate services are provided by Trust & Will, an online service providing legal forms and information. Trust and Will is not a law firm and they do not provide legal advice.

USAA Life General Agency, Inc. is not affiliated with Trust and Will or Huge Legal Technology Company, Inc., nor do we guarantee the quality of their products or services. Although we receive compensation from and may promote and/or recommend the products offered by these companies, consumers should review the product carefully prior to making a purchasing decision.

The trademarks, logos and names of other companies, products and services are the property of their respective owners.

Use of the term “member” or “membership” does not convey any eligibility rights for auto and property insurance products, or legal or ownership rights in USAA. Ownership rights are limited to eligible policyholders of United Services Automobile Association.

Membership eligibility and product restrictions apply and are subject to change.

Learn about USAA's use of Artificial Intelligence at usaa.com/ai.

Life insurance and annuities provided by USAA Life Insurance Company, San Antonio, TX and in New York by USAA Life Insurance Company of New York, Highland Falls, NY. All insurance products are subject to state availability, issue limitations and contractual terms and conditions. Each company has sole financial responsibility for its own products.